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Lesson Plan: At a bank 

 

Most people, at one time or another, have dealings with banks. Individuals may have savings or checking accounts, need loans for the purchase of autos or homes, or seek advice and assistance with investment options. Companies and entrepreneurs need banking services to conduct their businesses. Tourist may need banks to cash travelers checks or get cash against credit cards. Below are some common English expressions used at a bank.

English Expressions Used at a Bank

Expression 
Customer: I want to (… cash a check)?
Teller: Certainly, do you have an ID.

Customer: I would like to (… make a deposit into my checking account).
Teller: Please complete this deposit slip.

Costumer: I need to withdrawal $500 from my savings.
Teller: Of course. Do you have your account. passbook?

Customer: I would like to apply for (… a bank guarantee card).
Teller:  Please see the woman at the accounts desk over there.

Customer: Who would I talk to ( … about a car loan)?
Teller: You will have to see Mr. Ellison in the loan department.

Banking Vocabulary

Automatic deposit- A bank service that allows employers to deposit employees wages directly into
the employees bank accounts.
Saving account- Money put in the bank for long term saving
Checking account- Money put in the bank to be taken out periodically for purchases or bills
Loans- Money given to you by the bank which you pay back over time
Collateral- Something of value as a guarantee for a loan
Interest- Charges for using the banks money or money given to depositors for the use of their money by
the bank
Check- An instrument issued by banks to its customers that allow them to make purchases instead of
using cash.
Mortgage- A loan for a house
Deposit- Put money into a bank account
Withdrawal- Take money out of a bank account
Teller- A bank clerk
Deposit/withdrawal slips- Forms that are filled out when depositing or withdrawing money
Bank guarantee card- A bank card that assures payees that a check is good
Monthly statement- A financial listing of your banking activities (money deposited and withdrawn and
interest charged or accrued)
Open an account- To start a bank account
Close an account- To end an account
Travelers check- A prepaid check used by tourists issued by a bank that can be cashed in banks or
businesses world wide.

Other Links for at a Bank
XXXBank Expressions
XXXBanking Role Play
XXXAt a Bank

 

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English conversation activities on using English at a bank and banking vocabulary- yadayadaenglish.com.com